Why a 401K?
Your employee retirement plan is one of the most important benefits you can offer —one that’s increasingly crucial in helping your employees save for retirement and helping you with recruitment and retention. Retirement plans benefit both employers and employees and as an independent financial team, we can help customize your 401K plan to fit your unique goals.
Providing a 401K for your employees gives you and your team:
- Fulfilled Expectations – Employer provided retirement plans are the norm in a competitive economic environment.
- A Recruitment Tool – A great retirement plan plus an employer match is the backbone of a benefits package that attracts fresh talent.
- Employee Retention –Vesting schedules can help you avoid high turnover
Why Klaas?
As an independent financial firm, we ENGAGE you, our client, with a 401K plan design that meets your financial needs, prioritizes employee benefits, provides a diverse selection of well-performing investment fund options and adheres to industry best practices.
With that goal in mind, our participant centric plans are designed to maximize participant ENGAGEMENT, providing the opportunity for a successful retirement outcome in the context of a positive work environment.
With a personal touch and focus on ENGAGEMENT, our team can provide a positive retirement planning experience for both the employer and the participant. We are committed to this by doing the following:
At Klaas Financial, our role comes down to two essential parts:
01
Tailored Plan Design: As your trusted partner, we collaborate with you as the Plan Sponsor to craft a plan that precisely meets your financial needs and expectations. Additionally, we can serve either as a 3(21) investment adviser to provide recommendations and guidance, or a 3(38) investment manager diligently overseeing and monitoring the performance of investment fund options within the Plan. Our regular benchmarking of Plan fees and expenses ensures transparency and peace of mind, fulfilling your fiduciary duty while providing a top-tier benefit to your employees.
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Effective Employee Engagement: We understand that empowering your employees with financial knowledge is crucial. That's why we take charge of communicating all pertinent Plan information to your workforce. Our in-person group and one-on-one meetings are designed to foster engagement and encourage proactive saving habits among your employees. Furthermore, our Financial Wellness resource center on our website serves as a valuable repository of videos and articles covering a wide array of financial topics. Our popular Klaas Koffee Chats videos provide additional opportunities for learning and engagement.
We also have a resource center on our website that can provide videos and articles about a wide variety of financial topics and our Klaas Koffee Chats.
Additional 401K Resources:
- Your Local 401k Professional (PDF)
- Your Best 401k Plan (PDF)
- The 401k Benchmarking Process — What to Expect (PDF)
- Koffee Chats with Klaas-Setting up a Retirement Savings Plans for Employers
- Koffee Chats with Klaas-Maximizing your Employer Retirement Plan
- Selecting the Best Retirement Plan for Your Company
- Retirement Plan Solutions to Benefit Your Business and Your Employees
Why not now?
To request a free review of your current corporate retirement plan or talk about starting a new one, call 877-495-5227 to consult with one of our retirement advisers.
Forrest Ross, MBA, AIF®, CFP®
Director of Retirement Plans
608-442-5637 x140
Joined Klaas Financial in 2022
Nate Breiby, CFP®, CRC®
Investment Adviser Representative
815-877-8440 x120
Joined Klaas Financial in 2020
Alyssa Thom, CFP®
Investment Adviser Representative
815-877-8440 x113
Joined Klaas Financial in 2019
Eric Schwartz, CFP®
Investment Adviser Representative
608-442-5637 x142
Joined Klaas Financial in 2020
