Why a 401K?
Your employee retirement plan is one of the most important benefits you can offer —one that’s increasingly crucial in helping your employees save for retirement and helping you with recruitment and retention. Retirement plans benefit both employers and employees and as an independent financial team, we can help customize your 401K plan to fit your unique goals.
Providing a 401K for your employees gives you and your team:
Fulfilled Expectations – Employer provided retirement plans are the norm in a competitive economic environment.
Fulfilled Expectations – Employer provided retirement plans are the norm in an employee driven economy.
A Recruitment Tool – A great retirement plan plus an employer match is the backbone of a benefits package that attracts fresh talent.
A Recruitment Tool – A great retirement plan plus an employer match is the backbone of a benefits package that attracts fresh talent.
Employee Retention –Vesting schedules can help you avoid high turnover
Employee Retention – Vesting schedules can help you avoid high turnover.
Why Klaas?
As an independent financial firm, we are able to ENGAGE our client, the employer, with a 401K plan design that meets your financial needs, prioritizes employee benefits, provides a diverse selection of well-performing investment fund options and adheres to industry best practices.
With that goal in mind, our “participant centric” plans are designed to maximize participant ENGAGEMENT, providing the opportunity for a successful retirement outcome in the context of a positive work environment.
With a personal touch and the focus on ENGAGEMENT, our team can provide a positive retirement planning experience for both the employer and the participant. We are committed to this by doing the following:
Evaluating current participant behavior
Navigating investment performance reviews
Goal-oriented plan design with organization and employees in mind
Adviser support with annual employee education
Guidance to assist the employer to fulfill its fiduciary role
Effective participant retirement outcomes
Evaluating current participant behavior
Navigating investment performance reviews
Goal-oriented plan design with organization and employees in mind
Adviser support with annual employee education
Guidance to assist the employer to fulfill its fiduciary role
Effective participant retirement outcomes
Evaluating current participant behavior
Navigating investment performance reviews
Goal-oriented plan design with organization and employees in mind
Adviser support with annual employee education
Guidance to assist the employer to fulfill its fiduciary role
Effective participant retirement outcomes
At Klaas Financial, our role comes down to two essential parts:
We will work with you as the plan sponsor to design a plan that fits your financial needs and expectations, be a 3(21) investment fiduciary to oversee and monitor the performance of investment fund options in the plan and perform regular benchmarking of all the fees and expenses being paid by the plan. This will help you as the plan sponsor feel comfortable that you are fulfilling your fiduciary duty and providing a quality benefit to your employees.
We will also communicate all the important plan information to your employees, so they appreciate the benefit being provided and encourage them in saving for their futures. This service will engage your employees and get them thinking about their financial futures.
We also have a resource center on our website that can provide videos and articles about a wide variety of financial topics and our Klaas Koffee Chats.
Additional 401K Resources:
Why not now?
To request a free review of your current corporate retirement plan or talk about
starting a new one, submit the information below or call 800-396-0928 to consult with one of our retirement advisers.
Forrest Ross, MBA, AIF® , CFP®
Director of Retirement Plans
Madison, WI
Eric Schwartz, CFP®
Investment Adviser Representative
Madison, WI
Alyssa Ebert, CFP®
Financial Planner
Investment Adviser Representative
Loves Park, IL
Nate Breiby, CFP®, CRC®
Investment Adviser Representative
Loves Park, IL
